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Car accidents and truck
accidents are probably the most frequent type of accidents that involve
serious injury which warrant hiring a car accident lawyer. Typical
injuries are whiplash injuries which result in neck pain, headaches,
and low back pain. These types of injuries cannot be identified with
any type of diagnostic exams like broken bones through x-rays.
Sometimes the injuries are very severe even though there is nothing
visible, and even if there is no evidence of broken bones. Often injury
victims suffer from herniated discs from the neck or low back. Many
health insurance companies do not permit the victim to undergo an exam
such as an MRI to determine what is causing the pain and the injury
victim is left without recourse and left to suffer without knowing what
is causing the pain. X-rays are commonly done, but not sufficient to
determine if the victim is suffering from a herniated disc. MRI’s
are very expensive and because of that cost medical insurance companies
discourage such types of exams. Other types of injuries that are often
not visible are closed head injuries, which could cause all types of
problems such as lack of balance and dizziness. These types of injuries
also require special diagnostic exams and a neurologist or other type
of medical specialist.
The vast majority of accidents
including car accidents and truck accidents are caused by people that
failed to exercise good judgment while driving. Generally it involves
two cars or a commercial truck and an auto. Depending on the specific
facts of your case and the evidence available, it may or may not be
worth your while to hire an attorney.
Some cases are caused by
commercial vehicles such as bus accidents and truck accidents, and
generally these types of accidents cause more serious injuries. The
reason is that a truck or bus is simply bigger and heavier and the
forces applied to the human body are much greater and much more likely
to cause injury. In most of these cases it is worth your while to hire
an attorney. A semi truck generally causes significant damage,
regardless of how small the collision is. In a commercial truck accident the
semi can just tap the car and it will cause great damage to the vehicle
and person. Semi’s are
more likely to cause death and serious injury and do not require the
vehicle travel at great speeds to cause serious injury.
A less common type of
accident is collisions between a car and a pedestrian. These car
accidents are generally caused by the pedestrian. Usually a child
darting out between two cars and jay walkers. In my opinion these types
of car accidents lead to cases that are generally without merit. Most
firms do not represent cases involving children darting out, or
pedestrians’ jay walking. There are rare occasions when a jaywalker
may have a good case, but there has to be a logical explanation for why
the individual was jaywalking and there has to be a showing as to why
the driver involved in the car accident was at fault, but these
situations are rare. A case is warranted on occasions when the
pedestrian has done nothing wrong such as when walking at a cross walk
where there is no stop sign or light. These types of car accidents
result in very serious injury and occur when individuals are trying to
get across the cross walk in very busy streets and the driver is
inattentive or in a rush. Cross walks without a light often lead to
serious injury car accidents.
The rule is that if there is a marked cross walk, the pedestrian
has the right. Drivers commonly
disregard this traffic rule and fail to yield to pedestrians crossing.
Common injuries from these car accidents are a herniated disc,
fractured ribs, broken bones, closed head injury, collapsed lungs,
internal organ damage, and other serious bodily injuries. Sometimes
death results from these types of car accidents.
ESTABLISHING FAULT IN A CAR OR TRUCK ACCIDENT
In car accidents, the
party that violates the rules of the road is generally the party at
fault. Running a stop sign, following too closely, running a red light,
failing to yield to through traffic, unlawful u-turns, speeding,
driving too fast for road conditions are very common reasons for why a
car accident occurs. There is really nothing out of the extraordinary
in determining fault in car accidents. The typical car accident
involves someone driving too fast for road conditions and following too
closely. The tailgaters we all hate often lead to a rear end car
accident, because they are driving too fast for road conditions and not
giving themselves enough space to prevent the car accident.
The few times when
there is a problem in determining fault in a car accident is when both
parties claim the other ran a red light. If there are no independent
witnesses in the car accident to support one side or the other, it is
virtually impossible to determine which party caused the car
accident. When these cases are
litigated, it is almost certain the party filing the lawsuit is not at
fault for causing the car accident.
INSURANCE CONCERNS AND AUTO ACCIDENTS
Under California
law you are required to have auto insurance and failure to do so can
result in suspension of your license and in the event of a car accident
you may cause your rights to be reduced. If you are at fault in a car
accident your insurance rates may be increased, if you are not at fault
in the car accident, the insurance code prohibits insurance companies
from increasing your rates. If the other party has no insurance, and
you make an uninsured motorist claim against your own company your
rates may not be raised if it is not your fault. The same is true if
you make a claim following a car accident, on someone else’s
insurance, such as a friend’s insurance policy.
WHEN DO YOU HAVE A CLAIM
Not all injuries are compensable
and not all car accidents lead to a claim, but generally when
someone’s carelessness results in a car or truck accident and in
injury to you, a claim arises. In California
two other exceptions to the rule are work related injuries and dog
bites. Work related injuries are treated differently from personal
injuries and do not require fault for you to be entitled to
compensation. Dog bites also do not require for someone to be careless,
they only require you to have the right to be where the dog attack
occurs. A bite resulting from breaking into someone’s home is not
likely to be compensable.
WHAT CAN YOU CLAIM
You are entitled to
reimbursement of medical expenses that are reasonable and necessary,
lost wages resulting from your injury or disability, and compensation
for the pain, the suffering, the inconvenience and loss of
consortium. This is true
regardless of whether you were involved in a car accident, truck
accident, a dog attack, a dog bite, an animal attack or any other type of
injury causing event that was caused by someone else’s fault.
After speaking with an attorney you will find that determining who is
at fault is not the big issue, the issue is generally one of fair
compensation. This is what attorneys fight for, fair and just
compensation for injuries you suffered as a result of a truck accident,
car accident, dog bite, or other event that caused your injuries. As a
rule the greater your injuries the greater your need for an attorney.
Presently you are entitled
to get reimbursed for medical expenses, even when you have medical
insurance. Sometimes your auto insurance covers your medical expenses
for a car accident to some extent as well, but even so, you still have
the right to claim these expenses. Depending on your policy and your
employer, you may or may not have to reimburse your medical insurance
for what they paid out and when it is a car accident and you have hired
an attorney you never have to reimburse fully under California
law. Lost wages have to be proved regardless of whether it is a truck
accident, a car accident, a dog attack, a bus accident or some other
type of accident. Clients with long stable work histories are in a much
better position to make a wage claim than someone with an erratic work
history. Compensation for your injuries depends on the severity and
type of injury. Time off work has to be justified by a doctor and it
should be a medical doctor especially if the injury was caused by
something other than a car accident or truck accident. No attorney can give you a good
estimate of the value of the case until after the severity of your
injuries is determined. Even
early ball park figures for car accidents and truck accidents can be
erroneous, what appears to be a minor whiplash injury could actually be
more serious such as a herniated disc.
WHEN MUST YOU MAKE A CLAIM
Following a car
accident, truck accident, dog attack, or dog bite, you usually have two
years, but children and persons with certain disabilities may have
longer. In some situations such as a car accident or even a truck
accident with the postal service you may only have six months. If you
have a car accident the best thing to do is to speak with an attorney
as soon as possible. Wrongful death cases are especially difficult for
the surviving family members.
The last thing you want to do is file a claim for the truck
accident that killed a loved one, but in some situations your rights
may be for ever lost if you fail to make a claim within six months.
WHO CAN MAKE A CLAIM
Anyone injured by the
carelessness of another in a car accident or truck accident may make a
claim, and the same is true of other accidents. In wrongful death cases
the rules area little more tricky, almost the same inheritance rules
apply, it is generally the surviving spouse or children if any, and if
none the surviving parents of the victim. Truck accidents, as well as
car accidents resulting in a
wrongful death case, especially when more than one person dies results
in unique questions, but a quick answer in determining which parties
have an interest can be obtained by consulting with an attorney.
HOW MUCH IS YOUR CASE WORTH
Car accidents, truck
accidents, bus accidents, boating accidents, dog attacks and dog bites
all have different values. The
reason is that society places a different value depending on the type
of accident or injury causing event.
It really depends, an attorney cannot promise or guarantee any
type of outcome, and an attorney cannot estimate the value of a case
until he has had a chance to review the type of injuries and the
severity of the injuries regardless of whether it is a car accident, a
truck accident, a dog bite or any other injury causing event. The
severity of your injuries will be unknown until you have reached a
stable condition. Sometimes the
injuries are soft tissue injuries, sometimes they are not. The best an attorney can do
immediately following your accident is determine if you have a case and
help you do all the right things to insure your rights are protected.
Avoid attorneys that estimate the value of your case without evaluating
and analyzing your evidence first.
If you wish to have your case evaluated call our office and set
up an appointment to have your case reviewed, there is no obligation.
HOW DO YOU CHOOSE A LAWYER
One of the best ways to
choose a car accident lawyer, a truck accident lawyer, or any personal
injury lawyer is to get recommendations from your friends or family.
The alternative is to rely on advertisements such as this one and
interview the attorneys over the phone. When you call the lawyer, did you
get to talk to him? Did you tell
the lawyer enough information about your car accident, or truck
accident? When you call and the
lawyer does not talk to you or return your call, it is unlikely things
will get better. Personal injury
lawyers are not in short supply and it does not matter whether it is a
car accident, a truck accident, a wrongful death claim, a dog bite or
something else. There are plenty to choose from and if you are unhappy
you may be able to find another accident lawyer to take your case. As a
rule the smaller your case, such as a whiplash injury, the fewer
attorneys that will be interested in your case. So if your case is
smaller then make sure you choose right the first time as it will get
harder or impossible to change an attorney at a later time.
Do not shop for car
accident lawyers, or truck accident lawyers or any personal injury
lawyer on price. They are cheap for a reason. If he is going to
represent you and a couple of friends a discount may be appropriate,
but if the only client is you, then it makes no sense. Do you really want to choose the
cheapest attorney for you whiplash injury? Car accident, truck
accident, and dog bite lawyers that advertise heavily on television are
generally too busy to give your case much attention, but you can
confirm for yourself by calling if you feel inclined to do so.
Attorney experience may be
a factor, but don’t assume the attorney with 25 years experience
is better than the one with 2 years. Some attorneys get lazy as they
get older and some don’t keep up with the law. Some with many
years of experience are too busy to keep up with the law or to give you
good personal attention. Also
don’t assume the attorney with 25 years experience is one with 25
years handling car accidents, truck accidents, dog bites, or other
personal injury claims. Some
have been practicing criminal prosecution for many years and know very
little about truck accidents or other civil matters. Talk to them over the phone, if they
are not available over the phone during your first call they are less
likely to be available to you once you become a client. Ask questions
over the phone and listen to their answers, if they promise or
guarantee the outcome of the case, or tell you what the outcome will
be, avoid them. In California
it is illegal to make promises or guarantees as to the outcome of the
case.
ATTORNEY FEES
Most personal injury
attorneys work on a contingency fee basis, especially if it is a car
accident or a truck accident or even a dog bite case. They will not
charge you until the attorney settles your case or wins it for you at
trial. By working on a contingency basis personal injury attorneys bear
the risk of receiving little or no compensation. Sometimes personal injury attorneys
lose money out of their own pocket. On rare occasions some personal
injury attorneys put so much of their time and money into a case that
is later lost and they go bankrupt. All cases do involve costs as well
as fees, and probably all attorneys separate costs from fees. Costs
include such things as process server fees, copies, court filing fees,
court reporter fees, long distance phone calls on your behalf, and
postage for things sent out on your behalf. Defense attorneys are paid by
insurance companies or big companies and often charge as much as $350
an hour in 2007 money. Defense
attorneys receive a regular salary every month, plaintiffs’
attorneys don’t and often do other kinds of work to off-set the
months of no pay.
TORT REFORM
You may have heard the
phrase “tort reform.” This is basically a movement intended
to take away the rights of injured victims in the interest of
protecting big business and insurance companies. What has fueled the
movement is probably the big verdicts often shown on television and
other media. The public generally believes big verdicts are always
being awarded and often even injury victim expectations are raised
because of this. The reality is that most verdicts are modest. While
tort reform may seem like a good idea, it is without any real logical
backing. Insurance companies are doing well and only have hard times
when they mismanage the millions in premiums they collect from people
like you and me. Juries are made up of normal everyday intelligent
people like you and me, and juries tend to do the right thing. Minor
injuries result in minor verdicts and sometimes no money is awarded to
the plaintiff. We have seen cases where victims are awarded nothing and
sometimes as little as $50. Cases are also very expensive to litigate
and experts called by plaintiffs costs thousands. Sometimes a $10,000
award is not enough to cover all the expenses the plaintiff has
incurred. There is also a provision in the Civil Code that provides for
an offer to compromise. Either party may make an offer to
compromise. If it is rejected,
and the case goes to trial, the party who rejected the offer in
compromise must do better at trial or risk having to pay the other
party for all the costs associated with the trial. In small verdicts,
after off-set for the costs, the injured party often has to pay the
insurance company! It happens all the time.
Even though the courts
are generally swamped, it is not because of tort claims. The majority
of cases and motions are in family law. Divorces and child custody
fights account for a very large portion of the courts time. Personal
injury claims have actually been declining over the years. As cars and
products are made safer fewer and fewer personal injury claims are
filed. In the years 2003-2004 in California
for example, only 57,846 personal injury cases filed in Superior Court
compared to over 466,000 family law cases. You can double check the
actual statistical data by going to the California Courts website at:
http://www.courtinfo.ca.gov/reference/3_stats.htm
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